Financial Services

Telephone Banking

Telephone Banking gives you secure on-the-go management of your accounts, so you can check balances, transfer funds, and get account updates.

Our Telephone Banking phone number is 1-888-839-7358.

ATM & Debit Cards

Automated Teller Machines are available at all Merchants & Farmers Bank locations. Use of these machines are at no charge when using your Merchants & Farmers Bank ATM or Debit card. You can access your accounts nationwide through the SHAZAM and CIRRUS networks. MasterCard and Visa cash advances are also available.

Off Premise ATM Charge (Transaction or Inquiry), $3.00

Replacement ATM Card, $5.00

Replacement Debit Card, $5.00

To report a lost or stolen ATM or Debit Card please call 1-800-383-8000.

To speak to someone concerning your Debit Card not working properly or possible fraud on your card please call 866-508-2693.

For more information, please refer to our brochure - "Information about Electronic Funds Transfers"

Shazam Brella

This app helps you protect your debit card by sending you alerts when your card is used so you can quickly detect unauthorized or fraudulent activity on your account. Users have the option to receive alerts via text or email. You can also check your account balance anytime, turn your card off and on, send money to other Shazam Brella users and find nearby ATMs. With this App, you have the ability to define when, where and how your debit card can be used.

Transaction alerts are provided for:

Purchases exceeding thresholds as defined by you
Card-not-present purchases
Suspicious or high-risk transactions

Users can set card blocks for:

Transactions exceeding a specific dollar amount
Internet and phone transactions
Transactions conducted outside of the U.S.

Turn your debit card on/off:

This control can be used to disable a lost or stolen card, prevent fraudulent activity and control spending.

Person to Person funds transfer*:

This feature enables the cardholder to transfer money to virtually any other Shazam Brella users. It’s safe, convenient, and instantaneous. Unlike other money transfer apps with waiting periods, when we say instant, we mean it.

*The recipient of the funds transfer must also have the Shazam Brella app installed and have their card registered within the app. They will receive an email alerting them. Recipients bank must also participate. Normal card limits apply.

ATM locator:

The app is enhanced with an ATM location feature which you are sure to appreciate. It is integrated with GPS technology so no matter where you travel, you will be able to use your mobile device to locate the nearest surcharge-free ATM along with directions.

Getting started is easy:

Download Shazam Brella mobile app today on the Apple® App Store or Google Play. Use the search words Shazam Brella
Follow the on screen instructions to:
- Set your user ID and password
- Link to your debit card number
- Set your alert preferences

Start keeping tabs on your account today. We are always glad to help if you have any questions.